What service is NOT provided by OPIC?

The correct choice identifies direct loans to individuals as a service not provided by the Overseas Private Investment Corporation (OPIC), now known as the U.S. International Development Finance Corporation (DFC). OPIC’s mission primarily focuses on assisting U.S. businesses in emerging markets by providing a range of financial products and services aimed at fostering economic development.

Political risk insurance is one of the core services offered by OPIC, designed to protect U.S. investors from losses caused by various political events in foreign countries, such as expropriation, political violence, or currency inconvertibility. This type of insurance helps mitigate the risks associated with international investments.

Advocacy for businesses is another essential service OPIC provides, wherein it acts as a voice for U.S. companies trying to operate in foreign markets. This often involves engaging with foreign governments on behalf of U.S. firms to address challenges and create favorable conditions for investment.

Financing for international projects is a fundamental aspect of OPIC's operations. By providing loans and guarantees, OPIC supports investments in sectors ranging from infrastructure to agriculture, thereby helping promote sustainable development.

In summary, while OPIC offers a suite of services to assist businesses in their international endeavors, it does not extend its financing directly to individuals